Published On: Sat, Apr 4th, 2020

Universal Credit: Payments will rise after tomorrow – ensure you receive the new amounts | Personal Finance | Finance

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Universal Credit payments have remained flat since 2016. While payments will vary from person to person but there are basic allowances in place. This is what all claimants will receive as a minimum with extra amounts being added for additional “elements”.

There are currently four allowances in place which are dependent on living arrangements and age.

Single claimants under 25 will get a monthly minimum of £251.77, with people older than this receiving £317.82.

Claimants who are in a couple and are both under 25 will get £395.20 each, with this figure rising to £498.89 for older couples.

On top of this, all Universal Credit payments will receive a boost of £1,000 from a temporary package put forward by Rishi Sunak.

READ MORE: Furlough leave and Universal Credit: Options if you can’t get either

Older singletons will receive a higher payment of £323.22.

Couples below 25 will get £401.91 and couples over this age will be paid £507.37 as a minimum.

It should be noted the state currently has a benefit cap in place which may limit the amount received.

The caps in place are dependent on where the claimant(s) lives and their living arrangements but generally, people earning between £13,400 and £23,000 could have their payments affected.

The Universal Credit system has faced drastic changes in recent weeks in light of the coronavirus epidemic.

Traditionally, assessments would include physical meetings with a work coach but this has been scrapped. Universal Credit claims and queries are now entirely handled online or over the phone.

This is important to note as claimants are expected to report any change in circumstances to the government.

Changes in circumstances can result in payments being risen or lowered and they can include things like having a child or losing a job.

As the new higher payments are rolled out there may be teething issues, especially as demand for the service reaches new highs.

It could be the case that some people are paid less or more than what they’re entitled to. This should be monitored as overpayments may need to be repaid.

The government detail the money will likely need to be given back if the claimant did not report the overpayment straight away, gave incorrect information or were simply overpaid by mistake.

Claimants who are struggling with money and/or debt have a number of options to turn to for further advice.

Impartial guidance can be sought from organisations such as Citizens Advice, the Money Advice Trust or the Money Advice service among others.

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