After the first two years, you’ll get a bonus if you have been using the account to save.

This will be 50 percent of the highest balance you have saved in the first two years.

For example, if you paid in £25 each month for two years and didn’t withdraw the money, your highest balance would be £600.

This means your first bonus would be £300, which is half of £600.

To get the second balance, your highest balance saved will need to increase.

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