“This report shows that more people than ever are reaching that tipping point and we have to make sure they seek help and can recover properly, not just get cast aside.

“At Lowell, people can access all sorts of support for their debt with us, getting payment holidays, long term repayment plans or StepChange’s new Covid Payment Plan, all without fees or interest.

“It is important to us that, now and in the future, we get people back on their feet and financially healthy and stable.

“We want to ensure that everyone in debt is accessing that flexibility and care, so people need to take the first step and reach out if they are struggling.”

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